I've been looking for a safe place for my cash

McDonalds has a lower risk of default, as expressed in the Credit-Default Swap market, than the United States Federal Government. (The Market Ticker)

(more... insightful comment by Karl in the article)

The Democrats claim they have the votes to pass the original bill. Then pass it Democrats. Bush will sign it.

The Democrats will NOT pass it without The Republicans because they are afraid that the plan won't work (and in this they are correct) and refuse to put their heads on the chopping block if they spend $700 billion or more and the economy collapses anyway. They demand that Republicans march into the furnace with them.